Is AppleCare really worth the extra cost?

AppleCare+ offers accidental-damage coverage for iPhone, Mac, iPad, Watch, Vision Pro, Apple TV, HomePod, AirPods, and Beats, with monthly plans ranging from $1.99 for AirPods Pro to $13.99 for an iPhone 17 Pro. Service fees are $29 for a cracked iPhone screen, $99 for other phone damage, and $149 for theft or loss replacement. AppleCare One bundles three devices for $19.99/month, adding $5.99 per extra device.