How to split bills and customize passes in Apple Wallet with iOS 27 Update

iOS 27 introduces Visual Intelligence, a camera-based tool that scans itemized receipts to split bills and send Apple Cash requests to selected contacts. The same feature can recognize compatible physical passes—boarding, loyalty, or ticket cards—and add them to Apple Wallet via Control Center. Users must enable Apple Cash, have a compatible iPhone, and use an itemized receipt or pass that the camera can read.