Is it worth paying extra for iCloud storage?

Apple’s free iCloud tier provides 5 GB; the 50 GB plan costs $0.99 / month and stores contacts, settings, messages, and documents. The 200 GB plan is $2.99 / month for larger photo, video, and backup libraries. Additional tiers of 2 TB, 6 TB, and 12 TB are available, and iCloud+ subscriptions add Private Relay, Hide My Email, and HomeKit Secure Video.