It's All Fun and Games Until You Give AI Your Credit Card

Instinct, an AI personal assistant created by 23-year-old Noah Shinn’s startup, allows iMessage or WhatsApp users to order groceries, book appointments, pay tolls, negotiate vendor prices, and ship lost items. It links to credit cards, Slack, Google Workspace, and 1Password, tracks ticket availability, rearranges itineraries, and emails recommendations based on past data. The company, still in private testing, is seeking $1 billion in funding, and users report increasing errors as the bot accesses real-world accounts.